Purchase a Home in Washington State

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Why Fairway Sound?

Buying a home can be stressful and intimidating, but it isn’t with us. At Fairway Sound, we simplify the process with clean systems and excellent communication and real-person support. Meet with a mortgage advisor in-person at one of our offices or talk to them over the phone any time. With competitive rates, fast closing, and a local team committed to service and education, we consistently receive recognition as one of the top mortgage lenders in Washington state.

Education

Experienced and passionate mortgage advisers are ready to work with you in offices around the greater Puget Sound and Tri-Cities regions. Get answers from seasoned professionals, whether this is your first home or your third investment property.

Speed

With Fairway Sound, homebuyers always receive quick responses, clear requests and on-time to early closings.

Excellence

We treat every loan like it’s for our friends and family. Washington State is our home and homebuyers here really are our neighbors, we show them that before they get the keys.

We’re From Here and For Here

Our team of over 60 mortgage advisers and support specialists work across 5 offices in Washington state. Many of us were born here and all of us share a passion for our beautiful state and for helping neighbors new and old become homeowners in the Evergreen State. We know the importance of finding the perfect house in the perfect neighborhood and the right home loan for you.

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Borrower Reviews

Every month, we serve more than 150 families who are searching for home loans in Washington. Borrowers choose us for the service, speed and education they receive along the way to their personalized mortgage options our loan advisers curate for them.

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Very helpful while getting my loan. Explained things in detail and explained the details. Made the whole process for a first time buyer very easy.

Ray Wesolowski

Great, smooth, easy refi! Superb communication and really simplified process all the way thru!

Christi Trimble-Kreutz

Find the right home loan for you!

Conventional Loan

Borrowers with a conventional loan will typically pay a higher down payments and have excellent credit in return for better terms. If you can meet the stricter requirements and qualify for a conventional loan, this is likely the type of loan you will seek.

FHA Loan

An FHA Loan is a very popular route for the first time homebuyer to take. Because the FHA loan program is designed with first-time homebuyers in mind, it allows for a lower minimum down payment and credit score than a convention loan offering greater flexibility.

Jumbo Loan

Loans larger than the limits set by Fannie Mae and Freddie Mac are called jumbo loans. If you are able to make more than a 20% down payment, a jumbo loan could offer a more competitive interest rate, along with the opportunity to avoid PMI and a floating second loan.

Reverse Mortgage Loan

Reverse mortgage loans allow borrowers to convert the equity in their home into cash and repay in a lump sum when they leave the home permanently. This cash is usually tax-free and there are no required monthly mortgage payments.

USDA/Rural Development Loans

Guaranteed by the US Department of Agriculture, USDA loans provide affordable financing options for properties located in designated small towns and suburbs away from the city. This program helps eligible low- to moderate-income families by offering a no down payment option.

VA Loan

The Department of Veterans Affairs (VA) guarantees loans offered by Fairway to help qualified veterans, reservists, and active-duty armed services members finance their homes. VA loans are suited for veterans with low or moderate income, lower credit or limited savings.