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Document Checklist

All Borrowers

  • W-2's for the previous 2 years
  • Paycheck stubs for the last 30 days
  • Checking and savings account statements for the last two months (all pages)
  • Most recent statements for 401(k)s, stocks, and other investments
  • Photo indentification (valid driver's license or passport) for applicant and co-applicant

Optional Documents for Including Extra Income

  • Awards/benefits letter showing current/projected monthly benefits for Social Security, retirment, disability, or pension income recieved.
  • Child support orders showing current amount receiving

Documents needs for Self Employed Borrowers

  • Copies of most recent two years' business/personal tax returns (all schedules)
  • 1099s or K-1 forms (if applicable)

Documents that may be required

  • DD214 for veterans or DD256 for veteran reservists
  • If refinancing: copy of the current mortgage bill
  • If you've filed for bankruptcy in the past seven years: copies of pention and discharge, including supporting shchedules A through K
  • If applicable: divorce decree
  • If you own one or more rental properties: copies of leases, mortgage statments, homeowners insurance, and property tax statments
  • If not a U.S. citizen: Permanent Resident Card, employment authorization card, or ITIN

*Note: Additional items may be requested during the loan underwriting phase if more information is required to guarantee your loan.

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Get started on your pre-qualification* today!

*A pre-qualification is not an approval of credit and does not signify that underwriting requirements have been met.

Let’s discuss your mortgage options and find what works for you!

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Call Us At : 206.673.2121

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