Seattle Office

425 Pontius Ave N, Ste 430
Seattle, WA 98109

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Seattle Loan Officers

Jim Hoge

Loan Officer
NMLS 116391

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Jason Ramos

Loan Officer
NMLS 112983

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Steven Fujita

Loan Officer
NMLS 113611

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Keith Akada

Loan Officer
NMLS 112443

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Our Office
425 Pontius Ave N, Ste 430
Seattle, WA 98109
(425) 478-6412
NMLS 1750325

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Find the right home loan for you!

Conventional Loan

Borrowers with a conventional loan will typically pay a higher down payments and have excellent credit in return for better terms. If you can meet the stricter requirements and qualify for a conventional loan, this is likely the type of loan you will seek.

FHA Loan

An FHA Loan is a very popular route for the first time homebuyer to take. Because the FHA loan program is designed with first-time homebuyers in mind, it allows for a lower minimum down payment and credit score than a convention loan offering greater flexibility.

Jumbo Loan

Loans larger than the limits set by Fannie Mae and Freddie Mac are called jumbo loans. If you are able to make more than a 20% down payment, a jumbo loan could offer a more competitive interest rate, along with the opportunity to avoid PMI and a floating second loan.

Reverse Mortgage Loan

Reverse mortgage loans allow borrowers to convert the equity in their home into cash and repay in a lump sum when they leave the home permanently. This cash is usually tax-free and there are no required monthly mortgage payments.

USDA/Rural Development Loans

Guaranteed by the US Department of Agriculture, USDA loans provide affordable financing options for properties located in designated small towns and suburbs away from the city. This program helps eligible low- to moderate-income families by offering a no down payment option.

VA Loan

The Department of Veterans Affairs (VA) guarantees loans offered by Fairway to help qualified veterans, reservists, and active-duty armed services members finance their homes. VA loans are suited for veterans with low or moderate income, lower credit or limited savings.